The Role

We're looking for a Senior Risk Manager to support and contribute to the ongoing design and implementation and day-to-day management of our enterprise risk management framework, with a particular focus on Operational risks, and with Financial risk management as an additional secondary area of focus. This role will provide guidance on risk incidents, audit and self identified issues, control remediation and new product initiatives. We need to make sure we're identifying the right risks and design effective scalable controls, including a comprehensive control monitoring program.

What will you be doing?

• Supporting the implementation and operation of our enterprise risk framework, with a particular focus on Operational risk as well as helping set up our Financial and Prudential risk frameworks, including embedding of the risk and control self assessment process, risk incident post mortems and issues management.

• Partnering with ‘first line’ teams across the business to support the design and launch of new products and features by ensuring that key risks are identified and mitigated prior to launch.

• Managing and following up on operational risk events and issues that occur. 

• Support first line teams in documenting, solutioning, and prioritising control gaps.

• Ongoing oversight of issue remediation activities using our risk management tool (Audit Board) to ensure appropriate risk focused prioritisation, and help validate closure of remediated issues.

• Conduct in-depth reviews, risk assessments and control mapping across our most material risks, and help design scalable control monitoring programs.

• Supporting the development and implementation of risk policies, procedures, key risk indicators, and risk appetite statements

• Support and drive the creation of dashboards using data analytics tools to report on key risk indicators in order to help set risk tolerance thresholds and identify actionable insights. 

• Coordinate the quarterly residual risk assessment process across the risk taxonomy, including loss and incident reporting, to inform our regional risk profile for reporting to local and global risk committees, and to our local board.

• Promoting and helping embed a proactive risk culture, making risk meaningful and relevant to everyone at Wise.

Qualifications

• You have worked in the financial services / banking / fintech sector. You have a keen interest and proven experience in payment services, and operational controls and reporting.

• Working knowledge of the OCC regulatory regime, US payment rails ACH, Fed Wire, RTP, Fed Now is a definite plus.

• You are comfortable with data analysis and data-driven problem solving and solutionising. SQL, Looker and Superset experience is a definite plus.

• You have experience across enterprise risk management, inherent and residual risk assessment, risk reporting.

• You have experience in operational risk management.

• Financial & prudential risk spectrums are a definite plus. 

• Payment products, ACH payment rails and payment operations are a bonus.

• You have experience supporting risk assessments and/or operational risk event capture and analysis and finding new and innovative ways to do things.

• You have strong problem-solving, decision-making, and analytical skills to navigate complex situations and make data-driven decisions.

• You have excellent verbal and written communications skills, and are proficient at drafting concise executive style narratives for risk committees and board reporting.

• You’re resilient and comfortable working independently in a fast paced environment where the day to day job differs.

• You’re curious and collaborative - you’re great at asking incisive questions to pick things up and act on them quickly.

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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